Why do I need Homeowners Insurance?

If you own a home, the fact of the matter is, you need to have homeowners insurance. First off, a lender will require you to have homeowners insurance when getting a mortgage. Besides just that, there are several other reasons why you want to have homeowners insurance; let’s take a look at a few of them:

Homeowners Insurance Protects Your Home
When it comes to protecting your biggest investment, homeowners insurance will do just that. Your basic policy will cover your home from most natural disasters and any other incidents that may occur, such as theft or fire. However, your homeowners insurance will not include coverage in the event of a flood. If your home is in an area that is near a body of water and/or has the potential to flood, find out about getting a flood insurance policy.

Homeowners Insurance Covers Your Belongings
The structure of your home is not the only thing that is covered through your policy; your personal belongings including furniture, electronics, clothing and anything else that is in your home are covered.

Homeowners Insurance Provides a Peace of Mind
Unfortunately, we can’t control if the unfortunate happens, but we can be sure to protect our home and belongings. Homeowners insurance is what you need to protect your home and belongings and provide you with a peace of mind so you aren’t constantly worrying about your home.

Whether you’re purchasing a brand-new home or looking to review your current policy, here at WestSide Insurance Services, we can assist you. We have worked with many homeowners in and around the Sinking Spring, PA area. Contact us today for a free consultative review.